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LOCATION

    Mortgage Computer
    Training Room - Suite 214
    2650 Washington Boulevard
    Ogden, Utah 84401
    Ample parking in the rear of MC building.

CLASS TIME

    Monday
    Tuesday
    Wednesday
    Thursday
    Friday
    9:00 a.m. to 5:00 p.m.
    8:30 a.m. to 5:00 p.m.
    8:30 a.m. to 5:00 p.m.
    8:30 a.m. to 5:00 p.m.
    8:30 a.m. to 5:00 p.m.

DRESS

    A class picture will be taken on the first day and business dress is recommended on that day. Otherwise, training is conducted in an informal setting and casual attire is suggested.

STUDY TIME

    Evening study time is to prepare for the next day and review what was taught.

FACILITIES

    Utah Law prohibits smoking in public buildings. You are welcome to go outside the building to smoke.

    Soft drinks and snacks are available through the dispensers on the first floor. Restrooms are located in the hallway around the corner from the training room.

CHECK CASHING

    Check cashing is available at Bank of Utah across the street from MC, 2605 Washington Boulevard.

OTHER

    If you have any other questions regarding the training class, please feel free to call.

PHONE

    Service Support
    (801) 621-8942
    (801) 621-8268
    Fax:  (801) 621-8429
    or Corporate Office
    (801) 621-3900
    Fax:  (801) 627-2537

Training on how to SET UP and how to USE the Mortgage Banker software package is a two-and-a-half-day course held in Ogden, Utah. The course runs from 9:00 a.m. to 5:00 p.m. Monday, 8:30 a.m. to 5:00 p.m. Tuesday, and 8:30 a.m. to 12:00 p.m. Wednesday.

REQUIRED TO UNDERSTAND

Attendees should have a knowledge about real estate lending and the listed topics below. The Mortgage Banker training does not teach HOW TO MAKE real estate loans.

  • 1003 Loan Application
  • HUD Settlement Statement
  • Truth-in-lending
  • What is the APR and how computed
  • Initial Escrow Disclosure Statement
  • HMDA reporting

Attendees will receive sample loan applications. The data from the sample loans will be entered into the MB package and documents printed. The results will be used to compare the information on two types of products, interest rates, PMI companies, fees, points, etc.

  • GFE of costs
  • 1003 Loan Application
  • HUD Settlement Statement and TIL
  • Note
  • Trust Deed or Mortgage

TOPICS TO BE COVERED

  • BUILDING A LOAN PROCESSING DATA BASE

  • HOW TO SET UP
    • Loan Data
    • Tracking Data
    • Funding Information
    • Closing Information

  • ACCESSING LOAN INFORMATION QUICKLY AND EASILY

  • PROCESSING THE LOAN
    • Qualifying an applicant
    • Preparing and tracking the documents
    • Preparing and tracking the verifications

  • ACCOUNTING FOR THE FUNDS
    • Receiving and posting borrower funds
    • Paying the appraiser and/or other vendors
    • Funding the loan

  • CLOSING THE LOAN
    • Preparing and tracking documents
    • Update HMDA Data
    • Transfer to Servicing
    • Remove loan to history

Training on how to SET UP and how to USE the Loan Servicing software package is a two-and-a-half-day course held in Ogden, Utah. The course runs from 1:00 p.m. to 5:00 p.m. Wednesday, and 8:30 a.m. to 5:00 p.m. Thursday and Friday.

UNDERSTANDING LOAN SERVICING

Attendees should have a knowledge about real estate lending. MC teaches HOW TO USE the MC OFFICE Software for more efficiency and profitability in servicing loans.

TOPICS TO BE COVERED

  • ENTER NEW LOAN DATA INTO SYSTEM
    • Enter a new loan
    • Master Record
    • Investor Record
    • Escrow Record

  • TYPES OF LOAN
    • Fixed Rate
    • ARM
    • Biweekly

  • TRANSFER FROM MORTGAGE BANKER
    • Transferring loans from Mortgage Banker to Loan Servicing
    • What fields transfer automatically

  • PRINTING PAYMENT COUPONS
    • Print the loan information after a new loan is entered
    • Prepare coupons for the customer

  • USING THE INDEX & STATUS SCREEN
    • Using the Loan Servicing Index
    • Related screens available from the Index Screen

  • POSTING PAYMENTS
    • Setting up Transaction Groups for payments
    • Accepting payments, proof, balance, and close to update the transaction group
    • What information is available for GL account posting

  • HOW TO HANDLE ESCROW FUNDS AND DISBURSEMENTS
    • Setting up each escrow type
    • The method to approve to pay
    • Selecting to pay and the disbursement of funds
    • Code loans to analyze accounts on an annual basis to adjust payment constants

  • INVESTOR REPORTING
    • How to set up each Investor File for proper monthly reports


(formerly the Hilton and Ogden Park Hotel)
247 24th Street
Ogden, Utah 84401
(801) 627-1190
Fax: (801) 394-6312
Reservations Only: (888) 825-3163

MC negotiated rate for 2007
is only $88.00 single or double.
Ask for Booking Code 17MCUH.
For the VIP accommodations
concierge rate of $109.00,
please contact Elizabeth Martin
at (801) 395-2041.

The Ogden Marriott hotel is the premier lodging facility north of Salt Lake City. The Marriott offers the highest level of service. Located in downtown Ogden, the Marriott is enveloped by the shops and restaurants of Historic 25th Street and the Union Station.

  • Indoor Heated Pool, Whirlpool, Sundeck, and fully Equipped Fitness Facility
  • Allie's American Grille, open for Breakfast, Lunch, Dinner, and Room Service
  • Complimentary Membership to Private Club - Pitcher's
  • Business Center featuring Internet Access, Full-Service PCs, Fax, and Copy Services
  • Massage Therapy Studio - The Body Profile Clinic
  • Complimentary Shuttle Within Two-Mile Radius

Standard Room Amenities

  • Direct-Dial Telephone
  • Voice Mail
  • STSN High-Speed Internet Access
  • Data Port on Telephone
  • Modem Connection
  • 25" Color Television with Remote Control, Cable, On-Command Movies
  • Coffeemaker
  • Iron/Ironing Board
  • Hair Dryer
  • Large Work Desk with Lamp
  • Complimentary USA Today Newspaper

Notable: President Ronald Reagan stayed in this hotel while in office!

Visit Ogden Marriott Web site.

Rates provided by Leesa Blakely, Senior Sales Manager, January 16, 2003.

Ogden, Utah
Comfort Suites

1150 West 2150 South
Ogden, Utah 84401
(801) 621-2545
Toll Free:  (800) 462-9925

Thank you for your interest in the Comfort Suites of Ogden. Rates range from a low of $49 to a high of $250.

Each of our 142 elegant suites features a microwave, refrigerator and coffeemaker to offer guests the comfort of home. With our fitness center, sports court, children's playground, indoor pool and hot tub, business center, coin-operated laundry facilities, dry cleaning service, lounge and local favorite Cactus Reds Restaurant, Comfort Suites offers business guests the up-to-date amenities they require while satisfying the unhurried pace a vacation stay inspires.

Services/Facilities/Amenities

  • Air Conditioned
  • Alarm Clock
  • Bar
  • Breakfast
  • Copy Service
  • Handicap Facilities
  • Elevators
  • Fax
  • Gift Shop
  • Ice Machine
  • Guest Laundromat
  • Microwave
  • In- Room Movies
  • Meeting Facilities
  • Non-Smoking Room
  • Newsstand
  • Small Pets Allowed
  • Indoor Pool
  • Bus/Truck Parking
  • Refrigerator
  • Restaurant
  • Room Service
  • Safe-Deposit Box
  • Smoke Detectors
  • Telephone
  • Outdoor Tennis
  • Turndown Service
  • Cable TV
  • TV Remote Control
  • VIP Floor

AIRPORT RENTAL CARS

    Rental cars are available at the Salt Lake International Airport terminal.

EXPRESS SHUTTLE

    Optional shuttle service between Salt Lake International Airport and hotels in Ogden is available. Reservations must be made 24 hours in advance. (800) 397-0773.

DIRECTIONS

    Leaving the Salt Lake City Airport, take I-80 toward Salt Lake City. Exit I-80 onto I-215 (north) toward Ogden. I-215 connects with I-15 North. Toward Ogden you will pass several small cities. You will pass exits to Roy and Riverdale, and the next exit is 344A 31st Street East. Exit on 344A to the right toward the mountains. You will pass through four traffic lights. 31st Street is a one-way street east toward the mountains. The fifth traffic light is Washington Boulevard. Be in the left lane and turn left going north. Travel four and a half blocks north (the streets are numbered 31st, 30th, 29th, 28th, and 27th). MC is located half-way between 27th and 26th Streets on the east side. Turn going east on Binford (adjacent to the MC OFFICE building) and park in the rear.


Nestled between the Great Salt Lake to the west and the beautiful purple Wasatch Mountains to the east, Weber County and the city of Ogden have much for you to discover.

Discover the natural splendor of mountain trails, whether covered in snow or the brilliance of spring flowers, and the quiet beauty of wildlife at rest in an unspoiled habitat.

Discover the rich history of a land once completely covered by the waters of prehistoric Lake Bonneville; a land that has been home to Native Americans, trappers and pioneers; a land into which the Golden Spike was driven to complete the Transcontinental Railroad in 1869.

Hundreds of thousands of years ago, the land Ogden now occupies was covered by the waters of Lake Bonneville. The Great Salt Lake is the remnant of this once great inland sea.

Ogden's early history is seasoned with the lives and adventures of such diverse persons as trappers, mountain men, traders, Mormon pioneers and railroaders. Ogden takes it's name from the trapper Peter Skeen Ogden, one of the first to explore the area. Railroading and agriculture have played a big part in the livelihood of locals here. However, the IRS Ogden Service Center, Hill Air Force Base and Thiokol Corporation are vital to the economy.

Depending on where you are in Utah, you can experience climates that range from the warmth of the southern states to the icy cold of the Canadian interior. The Ogden area is fortunate enough to experience all four seasons, without going to extremes. Winter temperatures in Ogden will vary from a low of 25 degrees to a high of 40 degrees. During an inversion, the temperature at many of Utah's ski resorts is usually warmer than it is on the valley floor. Ogden receives a moderate amount of snowfall. During the summer months the temperature will range between the 60s at night to the 90s during the heat of the day.

For an area of its size, the Salt Lake/Ogden area abounds with an excellent variety of entertainment opportunities. Performances by the Utah Symphony and Ballet West bring the finest in cultural entertainment to Utah. Many historical sites may be found in both Ogden and Salt Lake. The Union Station, now a landmark building, is one of the most diverse sites in the area. Home of the Golden Spike Empire Tourist Bureau, the Station houses the Browning Arms Museum's collection of firearms; the Railroad Museum, which includes an impressive model railroad; the Browning Kimball Classic Car Museum, the M.S. Browning Theater, and the Myra Powell Art Gallery.

Utah is known for its breath-taking natural beauty and the area around Ogden abounds with opportunities to experience nature at its best. Enjoying the great outdoors ranks high on most Utahn's list of things to do. There are plenty of places for skiing, hiking, boating, camping, swimming, fishing or picnicking.

Union Station

Listed in the National Register of Historic Places, Union Station is located at 2501 Wall Avenue, in downtown Ogden. Union Station is the home to the State Railroad Museum, the Myra Powell Art Gallery, the Browning-Kimball Classic Car Museum, the Wattis-Dumke Model Railroad Museum, and the Natural History Museum. The Eccles Railroad Center displays historic railroad engines and cars.

Ogden's Union Station is also the site of the famous Browning Arms Gun Collection. The Browning shotgun is among the numerous works of this remarkable collection on display. The contributions of four generations of the Browning family are displayed. John M. Browning (1855-1926) was a world-celebrated inventor of firearms for hunting, sport, and military use. Although many of his inventions were manufactured and sold under such names as Winchester, Remington, and Colt, they were designed in Ogden, Utah, and many of the designer's initial models and prototypes are on display in the museum.

Display models include the original BAR (Browning Automatic Rifle), mainstay of the Army through 80 years, as well as the machine guns that protected U.S. vehicles and aircraft. Displays also include the work of Johnathan, Val A., and Bruce B. Browning. (grandfather, son, and grandson). Many of the models are currently manufactured by Browning Arms Company, located nearby in Mountain Green, Utah.



Salt Lake City's Delta Center is the home of the Utah Jazz NBA basketball team.

Park City

Located 70 miles northeast of Ogden. An old mining town and ski resort, it is also popular for its restaurants, live theaters and shopping.

Local ski resorts are Nordic Valley, Powder Mountain, and Snowbasin (America's choice for the 2002 Winter Olympic downhill) located just east of Ogden.

Great Salt Lake

With a salt level eight times that of the ocean, the lake allows swimmers to float freely. The 28,000 acre Antelope Island State Park has beautiful sandy beaches and a marina. Several varieties of waterfowl and wildlife, including 600 bison, roam free. Toll and park entrance fee.

Contact: Davis County Tourism, (801) 453-3286, or Utah State Parks, (801) 538-7220. I-15 South, Exit 335 Summer Hours: 7:00 a.m.-10:00 p.m. Winter Hours: Closes after dark.

Hill Aerospace Museum

The Hill Aerospace Museum is open to the public free of charge. The museum offers a fascinating view of our national air power. Many aircraft and missiles are displayed, including the SR-71 "Blackbird," P.T.-17, B-17 "Flying Fortress," Kaman twin-rotor helicopter and a cutaway mechanical engine display. I-15 South Roy Exit 341 Hours: Tuesday-Friday 9:00 a.m.-3:00 p.m.; Saturday-Sunday 9:00 a.m.-5:30 p.m. Contact:  (801) 777-6818

Completion of the world's first transcontinental railroad was celebrated here where the Central Pacific and Union Pacific Railroads met on May 10, 1869. Golden Spike was designated as a national historic site in nonfederal ownership on April 2, 1957, and authorized for federal ownership and administration by an act of Congress on July 30, 1965.

Don't want to drive out there? See it on-line with the Virtual Tour (slow to download but cool!).

Shooting Star Saloon

Utah's oldest continually operated saloon is a favorite place to "taste the Old West." If burgers, brew and pool are on the agenda, Shooting Star Saloon is the place.

7350 East 200 South
Huntsville, Utah
(801) 745-2002

Historic 25th Street

Rich with history, the beautifully restored buildings of 25th Street feature a variety of specialty shops, restaurants, bakeries, antique shops, boutiques, and numerous other wholesale and retail stores, all offering an array of items.

Winter Recreation

The Greatest Snow on Earth is here for your winter recreation. Whether it is skiing, snowmobiling, cross country, ice skating, or hockey, you can enjoy an abundance of snow. Take advantage of local ski resort Powder Mountain or Snowbasin (America's choice for the 2002 Winter Olympic downhill and Super G) ski resorts.

Powder Mountain Ski Resort:  (801) 745-3771
Snowbasin:  (801) 399-1135
Snowmobiling Info:  (801) 627-8288

is the largest amusement park between Kansas City and the West Coast. Located 17 miles north of downtown Salt Lake City. Exit I-15 at Farmington.

Please click or call (801) 451-8000 for information. Rides, Lagoon A Beach, Midway, Pioneer Village, Frightmares, picnic areas, and daily entertainment.

The Rocket
Better strap yourself in tight, because four G's of force are about to hurl your body 200 feet straight up into outer space on the Blast-Off Tower. And if that's not enough to put your mind in orbit, you'll plummet to the tiny earth below in not one, not two, but three full throttle free-falls on The Rocket Reentry Tower. If you've got the right stuff, you're all clear for lift off at The Rocket.
The Samurai consists of six radial arms which spin as the entire ride rotates through an oval arc. The ride may be programmed to operate in either direction. As the centrifugal forces increase, the entire ride rises to a near vertical position and the gathering forces allow each arm to freely rotate. The sensation of flying and performing loops is achieved in a smooth, yet thrilling experience.

Colossus the Fire Dragon stretches along 2,850 feet of track at speeds up to 55 miles per hour at heights reaching 85 feet. It takes riders upside down, through 65-foot diameter loops. While zooming through these breathtaking loops, 75% of the body's weight is pressed into the seat - don't even think about standing up!

Jet Star II
Spiral your way to the top of a 45 foot incline. Once at the top, your six-passenger car will cascade down and around steel track at varying angles reaching speeds of 45 miles per hour.

Rattlesnake Rapids is a river raft ride designed to transport park guests down one-third mile of lightning-quick water. The rafts travel in ever-changing directions, from left to right, backward and forward, and up and down. With 1.2 million gallons of water pumped through the channel per hour guests should expect to get wet . . . maybe even soaked!

The Wild Mouse is a full-fledged fun trap that's sure to send your tail spinning. Strap yourself into a one-car coaster and hold on tight as you climb, drop, bump, and spin your way back to the surface 50 feet below. The all new Wild Mouse is so wild, so crazy, you just might lose your cheese!

The Sky Scraper hovers 150 feet above the park. This enormous Ferris wheel, engineered to withstand hurricane force winds, consists of 36 gondolas capable of holding four to six passengers each. At night its fantastic light show can be seen from Bountiful to Layton.

Ogden Temple

On the corner of 22nd Street and Washington Boulevard sits a temple of The Church of Jesus Christ of Latter-Day Saints, more commonly known as the Mormon church. Adjoining the temple is a visitors center, which is open to the public. It offers a worthwhile display.

Salt Lake Temple Square

Only 45 minutes from Ogden in the heart of Salt Lake City is Temple Square, one of Utah's most popular tourist sites. This site offers free tours of the Mormon Temple grounds, two large visitor centers, and a pioneer museum.

World-Famous Temple Square
This 10-acre block located in the middle of downtown Salt Lake City is one of the most popular tourist spots in Utah. Within its 15-foot walls are two visitor centers (one houses an 11-foot marble replica of Danish sculptor Bertel Thorvaldsen's the Christus), the Tabernacle, the Assembly Hall, and several monuments and statues. Forty-five-minute free tours of the square begin every five to 10 minutes at the 100-foot flagpole in the center of the block. Guides are happy to accommodate visitors with translators for those who don't speak English whenever possible; the giant Jesus statue speaks over 20 languages. At Christmastime, Temple Square is packed with lights (more than 300,000) and visitors (too many to count).

The Salt Lake Tabernacle sits like a giant sleeping turtle in the middle of Temple Square. The unique domed auditorium was constructed as an assembly hall for church members in the 1860s. On Thursday evenings from 7:00 p.m. to 9:00 p.m. the Mormon Tabernacle Choir rehearsal is open to the public. It has been home to the church's semiannual conference ever since. That changed in April 2000 when they completed construction on the new 20,000-seat facility just north of Temple Square. After that, the tabernacle will be used for the choir, concerts and special church meetings.

Temple Square's assembly hall may be diminutive compared to the stately temple and tabernacle, but it is no less elegant. White spires and stained-glass windows ornament the exterior, and beautifully crafted woodwork finishes the interior. Completed in 1880, the hall was one of the first meeting houses built by early Mormon pioneers. Its granite walls are made of rock left over from construction of the temple.

* Local Favorites

    * Maddox Ranch House, 1900 S. Highway 89 (Perry, Utah), (800) 544-5474 (Steakhouse)
    * Prairie Schooner Steak House, 445 Park Boulevard, 392-2712 (covered wagon dining atmosphere)
    * El Matador, 2564 Ogden Avenue, 393-3151 (Mexican)
    * Ye Lion's Den, 3607 Washington Boulevard, 399-5804 (Steaks, Chicken, Fish)
    * Yu's Maple Garden, 3798 Washington Boulevard, 621-1888 (Mandarin/Szechuan)
    * Timbermine Steak House, 1701 Park Boulevard, 393-2155 (Early Western dining atmosphere)
    * The Greenery (Rainbow Gardens), Mouth of Ogden Canyon, 392-1777 (Salads, Sandwiches)
    Pizzeria, 936 Washington Boulevard, 399-3191
    Lee's Mongolian Bar-B-Q, 2866 Washington Boulevard, 621-9120
    Spaghetti Warehouse, 373 E. 31st Street, 627-4181
    Tony's Pizza, 403 39th Street, 393-1985

HISTORIC 25TH STREET (Walking distance from Ogden hotels)

    * The Athenian, 252 Historic 25th Street, 621-4911 (Greek)
    * The Union Grill, 2501 Wall Avenue, 621-2830 (Pasta, Fish, Sandwiches)
    * La Ferrovia, 232 Historic 25th Street, 394-8628 (Italian)
    Rooster's 25th Street Brew Pub, 253 Historic 25th Street, 627-9171 (Soup, Salad, Sandwiches)
    City Club, 264 Historic 25th Street, 392-4447 (Sandwiches)
    Brewski's, 244 Historic 25th Street, 394-1713 (Sandwiches)
    Club Deli, 126 Historic 25th Street, 395-0166
    Bistro 258, 258 Historic 25th Street, 94-1595
    Bangkok Garden, 2426 Grant Avenue, 621-4049, (Thai, Chinese, Vietnamese)

RIVERDALE ROAD

    * Ruby River, 4286 Riverdale Road, 622-2320 (Steak House)
    Wendy's Sukiyaki, 3809 Riverdale Road, 621-4505 (Japanese, Tea Rooms)
    Chili's, 1047 W. Riverdale Road, 394-7007
    Applebee's, 1145 W. Riverdale Road, 394-2200
    Olive Garden Italian Restaurant, 4079 S. Riverdale Road, 627-7077

HARRISON BOULEVARD

    * Bavarian Chalet, 4387 S. Harrison Boulevard, 479-7561 (German)
    * Dai-Enko Tei, 6024 South 1550 East, 476-8889 (Japanese)
    * Javier's, 4850 S. Harrison Boulevard, 475-7008 (Mexican)
    Time Out Sports Deli, 4396 S. Harrison Boulevard, 392-5565
    Training Table, 4550 S. Harrison Boulevard, 399-5050 (Burgers)
    Wingers, 4649 S. Harrison Boulevard 479-1104 (Wings, Ribs, Sandwiches)
    The Pie Pizzeria, 42nd and Harrison Boulevard, 621-8014

OGDEN CANYON

    * Gray Cliff Lodge, 508 Ogden Canyon, 392-6775 (Beautiful drive up Ogden Canyon)
    The Oaks, 750 Ogden Canyon, 394-2421 (Sandwiches) (Beautiful drive up Ogden Canyon)
    Shooting Star Saloon, 7350 East 200 South (Huntsville), 745-2002 (Burgers)

November 8, 2007 at 2:21 p.m.