Mortgage Computer was founded in 1974 to provide a program for single entry of data, improved efficiency, reduced errors and duplication to get "People Who Work Together to Work Together."

Mortgage Computer Software is developed by individuals having firsthand experience in originating and servicing all types of real estate loans. Management having worked for banks and a mortgage banker, and consulted for banks, savings and loans, and credit unions provides years of experience in real estate lending.

Mortgage Computer software is unique in offering a total end-to-end real estate software package "Having It All Together."

MC offers not just a single function but a total package for residential, commercial, land and construction loans, home equity lines of credit, commercial lines of credit, and general ledger accounting. A software package capable of reporting to Credit Bureaus, Investors, Federal Reserve, FDIC, NCUA, Fannie Mae, Freddie Mac, FHA, VA, FHLB, IRS, HMDA, and State Housing Agencies.

All types of real estate loans can be originated using the Processing package. The software complies with all requirements for accurate documents, computations, and HMDA reporting.

The Construction package provides for single construction loans, project loans, land loans, subdivision loans, and commercial loans of any dollar amount. A unique feature offered only by Mortgage Computer is called Pseudo Posting. Disbursement of funds can be posted, but prior to the actual disbursement going out the front door one can view the Pseudo Posting to assure funds are not advanced faster than the project is being completed. Control is the key and the major feature of the Construction software package.

The Servicing package handles all types of real estate loans with various interest rates, terms, and repayment methods. Companies with large commercial loans in the hundreds of millions, companies with 150,000 loans to a company with only 100 loans. The software handles the collection of escrow funds and funds for reserves for replacement. The Servicing package offers an efficient Collection package, Bankruptcy and Foreclosure Control, and escrow analysis.

The most unique feature of Mortgage Computer is a staff having firsthand experience, knowledge, has done it, seen it, been there. A knowledgeable staff offering Web-based customer support, guidance and consulting, and capable of provide in-house servicing.

Mortgage Computer has more than 140 customers from Alaska to Puerto Rico consisting of commercial banks, credit unions, title companies, state housing agencies, and others.

Mortgage Computer offers a complete software package to meet all the needs of a mortgage lender in one suite called Mortgage Office Software.

• A computer programming language was selected to combine all the functions together, offering growth, stability and cost effectiveness.



• Mortgage Office Software has been focused to decrease costs, improve efficiency, and be in compliance with all regulations.



• Mortgage Office Software provides you with a program that any staff member can use by having consistency, uniformity, and easy-to-use menus.



• Mortgage Office Software is totally integrated. The computer's advantages automate all workstations and functions, producing benefits for your company.



• Total automation requires working as a team. Teamwork requires following the drum major, marching in step, and playing the same tune.

• A Vendor with firsthand experience
• Multiple vendors have little or no interest in ensuring whether each function integrates well with another
• One Vendor to work with
• One Vendor for support
• One Vendor for training and implementation
• One Vendor for integrated enhancements
• A Vendor with 35 years of dependability

Mortgage Computer is a company looking at the entire picture, not just a single function.

The relationship between the customer and Mortgage Computer is dynamic! Therefore, it will change. When we know of a problem, we talk about that problem with the customer. The relationship is not going to work if we base it on a piece of paper. If the relationship is based on mutual trust, respect, and cooperation, the relationship is going to work over a long period of time.

Customer Support Includes

WebEx Support Telephone Support Web Site Software Improvement Request (SIR) Hosting and Security

Custom Programming (Billable) Custom Reports (Billable) Consulting (Billable) Auditing (Billable) Hardware Support (Billable)

WebEx OnCall - Solve customer problems instantly on the Web

WebEx OnCall enhances the effectiveness of traditional telephone-based customer support by adding real-time online communications. The service allows support representatives to instantly initiate Web-based sessions with customers so they can look at a problem and use a powerful set of interactive tools to deliver solutions on the spot.

Software Improvement Request (SIR)

From time to time, program modifications and enhancements are made as real estate lending guidelines change. You are invited to request corrections, changes, or enhancements that will increase efficiency and profitability. Mortgage Computer provides a form for submitting an SIR for consideration. MC will make no change that diminishes the integrity of FHA, VA, Fannie Mae, Freddie Mac, or Federal Reserve regulations.

Software Maintenance

The programs are designed to meet the requirements of the Federal Reserve, FDIC, NCUA, Fannie Mae, Freddie Mac, FHA, VA, HMDA, IRS, and other regulatory agencies.

Hosting and Security

Mortgage Computer provides hosting at a Tier 1 Data Center in Dallas, Texas. Two levels of user name/password authentication, IP address white list, plus encryption between workstations and servers ensure security of your data. All servers, server software, and daily data backups are included in the cost. Enhancements and forms upgrades are loaded for you, reducing or totally eliminating the amount of work your IT staff has to do in maintaining your mortgage system.